Inspired by Bill Perkins' Die With Zero. Drag the sliders, find your runway, change your plan.
* "Real Return" means your investment return after inflation. All figures are in today's money.
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Bill Perkins' core idea is simple: dying with money left over means you traded hours of your life for nothing. Every unspent dollar is wasted "life energy."
And if you're holding onto money for your kids — he'd argue they need it in their 20s and 30s when it actually changes their trajectory, not after you're gone when they're already in their 50s.
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